Payment Plan Policy
At Aspendale Gardens Dental Care, we believe everyone deserves access to quality dental care, regardless of their financial circumstances. That’s why we’re pleased to offer two flexible, customer‑friendly payment options: Zip and Humm. Both plans let you prioritise your oral health without worrying about immediate upfront costs.
Here’s what you need to know:
Zip Payment Plans

1. Pay Later, Smile Now:
With Zip, you can undergo your much-needed dental treatment without delay. You don't have to wait or postpone your oral health care due to financial concerns. Zip allows you to pay for your dental treatments over time, so you can enjoy a healthy and confident smile now.
2. Interest-Free Dental Payments:
We understand that interest charges can add up and put additional strain on your budget. With Zip, you can enjoy interest-free dental payments. This means you can spread the cost of your treatment into manageable instalments without any interest fees.
3. Simple and Quick Application:
Applying for Zip is a breeze. You can easily sign up for a Zip account online or through our dental practice. The application process is simple, and you'll receive an instant decision. It only takes a few minutes, and you'll be on your way to getting the dental care you need.
4. Flexible Repayment Options:
Zip offers flexible repayment plans tailored to your budget. You can choose from weekly, fortnightly, or monthly payment options. Select the repayment frequency that suits your financial situation, making it easier to manage your dental expenses.
5. Seamless Dental Experience:
When you opt to pay with Zip for your dental treatments, you can enjoy a seamless experience. Our friendly staff will guide you through the process, ensuring a hassle-free checkout. You can focus on your oral health while Zip takes care of the payment details. Please note that eligibility for Zip may vary based on certain criteria and Zip's terms and conditions. It's important to review and understand the specific terms associated with your Zip account and the dental treatments you choose.
At Aspendale Gardens Dental Care, we strive to make dental care accessible and stress-free. If you have any questions about our Zip payment policy or need assistance with your dental treatment plan, our compassionate team is here to help.
Invest in your smile today and enjoy the benefits of Zip’s flexible payment options at Aspendale Gardens Dental Care. Let us help you achieve excellent oral health without compromising your financial peace of mind.
Humm Payment Plans
1. Flexible Payment Options for All Treatment Sizes
Humm gives you the ability to split the cost of your dental care into manageable instalments. Whether you are receiving a general check-up or a more complex treatment, Humm offers plans tailored to both small and large expenses.
2. Little Things - For Treatments Up to $2,000
Humm’s Little Things option is suitable for smaller dental treatments. You can repay your balance in 5 or up to 10 fortnightly instalments. This option is always interest-free and is ideal for services such as fillings, dental cleans, and preventive care.
3. Big Things - For Treatments Over $2,000
For more extensive procedures, Humm’s Big Things plan allows you to borrow up to $30,000 and repay over a period ranging from 6 to 60 months. Interest-free terms are available for up to 12 months, depending on your selected plan and eligibility. This option is designed for more comprehensive dental care such as crowns, bridges, or full treatment programs.
4. Fast and Convenient Application Process
You can apply for Humm online or through the Humm app, with most applications receiving a decision within minutes. This streamlined process ensures you can begin your treatment without unnecessary delays.
5. Choice of Repayment Frequency
Humm allows you to select a repayment schedule that suits your financial situation. Choose from weekly or fortnightly instalments to stay on top of your payments without added stress.
6. Clear Terms and Ongoing Accessibility
Humm’s payment terms are clear and transparent, with no hidden fees. Once approved, you can reuse your account for future dental treatments, up to your available limit, without needing to reapply.